Silicon Valley Wealth Management Services

Our mission is to elevate the financial literacy in our community and promote the importance of financial planning through education and coaching. We believe everyone has a fair chance to gain financial confidence and freedom, and we are here to make a positive impact in people’s lives.

We uphold the highest standards of integrity and always place our clients’ best interests first. Being an independent and fee-based advisory firm, we are not tied to any particular family of funds or investment products. We keep our fees simple and transparent, and our compensation is aligned with your success.

At Vibrance Wealth Management, we care about our clients’ financial success and are committed to achieving professionalism and providing exceptional client experiences. Serving successful individuals and businesses in the Silicon Valley for over a decade, we have earned the trust of our clients and have become their financial go-to persons.

We believe in what we do and we commit our hearts to inspiring and empowering individuals to have the confidence that they need to achieve financial freedom.

Lindy Chan is the President and Founder of Vibrance Wealth Management. She has been passionate about stock investment since she was 19. Investing is in her DNA. She believes in saving, investing, and leveraging assets to build wealth. Having been through multiple market cycles, she has learned that being disciplined, patient, and staying unemotional are keys to financial success. Lindy also invests in herself. She came to the United States from Hong Kong on her own to pursue a master’s degree and has lived in the Silicon Valley ever since.

Lindy used to focus only on making high investment returns and it was not until the death of her parents that she realized the importance of financial planning. They did not have any financial plans in place, such as planning for their premature deaths and protecting their assets from mounting medical and long-term care costs. When both of her parents were seriously ill, Lindy’s family became emotionally and financially stressed. To prevent this from happening to other people, she became a financial advisor.

Lindy believes that everyone can benefit from a comprehensive financial plan to help grow their assets while managing their risks and liabilities. She is committed to her profession and has earned her Certified Financial Planner® (CFP) designation from the CFP Board. For this designation, Lindy has completed approved educational programs, passed rigorous examinations, and met stringent experience and ethics requirements.

• What Is the CERTIFIED FINANCIAL PLANNER™ Certification
• Ethical Duties of CFP® Professionals

After providing Silicon Valley wealth management services to high-net-worth individuals and families at broker-dealers for over a decade, including Merrill Lynch, HSBC Securities and Wells Fargo Advisors, Lindy decided to join an independent Registered Investment Advisor (RIA). As an independent advisor, she is held to the highest standard as her clients’ fiduciary and she only works in their best interests. This is unlike broker-dealers, which are not fiduciaries and are focused on gathering assets and generating commissions.

Through Vibrance Wealth Management, Lindy specializes in goal-based investing and holistic financial planning while offering tailored strategic solutions to a select group of individuals and families in the Silicon Valley. She applies her unique balance sheet approach to plan for “what-if” scenarios while delivering personalized wealth management services. She helps her clients follow their dreams and achieve their goals.

Lindy realizes there is lack of financial literacy in her community. Luckily, it is a skill that anyone can learn. Therefore, she volunteers to educate people about financial planning and investment during her free time. Her dream is to elevate the financial literacy within her community and make people feel confident in their knowledge and ability to cultivate and enjoy financial freedom.

408.475.8883 lchan@vibrancewealth.com

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At Vibrance Wealth Management, our focus is on managing your investment portfolios and preparing your financial plan. To work efficiently, we have a team at Centric Advisors LLC, an independent wealth advisory services firm that provides advisory services. This gives us more time to spend with our clients.

At Vibrance Wealth Management, we inspire you to have clear purposes and objectives when it comes to managing and growing your wealth. We help you strategize a plan and keep you on track in reaching your goals so that you can feel secure and confident about your financial future.

Financial planning is about more than saving and budgeting. It is also about establishing a long-term vision and planning for the future. When you know what your long-term goals are and can stay focused on them, you do not need to worry about short-term volatility in the market and other uncertainties. You control what you can and let go of those uncontrollables, which sets you free.

We at Vibrance Wealth Management use our unique balance sheet approach to help you maximize your assets while minimizing your risks and liabilities. Most advisors focus on investing in one of your accounts without looking at your whole financial picture. However, we believe that providing valuable Silicon Valley wealth management services means understanding both sides of your balance sheet before giving you our prudent and objective advice.

The key to success when investing is to stay disciplined, patient, and take your emotions out of decision-making. We focus on fundamental analysis and long-term success. Most investors are controlled by fear and greed. Both of these are more evident when they manage their own money without getting proper guidance. Vibrance Wealth Management helps you focus on what you can control instead of letting the market and other uncertainties control you.

Investment management can be complicated and, often, investments that you do not understand usually comes with high hidden fees. At Vibrance Wealth Management, we simplify investment concepts and explain to you why we think a portfolio is right for you. We build investment portfolios that you can understand. When you understand why and how we invest your money for you, you get to be the one in control.

Life is full of uncertainties. When it comes to investing, we want you to have predictable and consistent results. We apply time-tested investment methodologies and strategies to deliver results that meet your expectations.

Vibrance Wealth Management is an independent fiduciary firm and we always place your best interest first. Broker-dealers are only required to offer suitable products and services. They are not your fiduciary. As an independent firm, we are required to have a fiduciary duty to our clients. Unlike brokerage firms, we do not offer proprietary products and services or focus on transactional commissions.

We have the freedom to choose from a wide range of investment options to best fit your needs. We charge a fee based on your investable assets, which directly aligns our financial interests with yours. We charge a flat fee for financial planning services and make our fees transparent. We partner with independent custodian TD Ameritrade to safeguard your assets. As such, this provides a reassuring system of checks and balances.

Unlike most research from broker-dealers, which tend to be biased, Vibrance Wealth Management uses independent research and market analysis to enable us to offer our objective advice. We choose investment strategies and customize them to best fit you. We believe that your success is our success.

More and more, studies reveal that women are better investors and savers. Women assume less risk, avoid making impulsive and emotional investment decisions, and refrain from merely chasing returns. They focus on long-term goals and risk management.

Vibrance Wealth Management President Lindy Chan has demonstrated her discipline and rationality when investing her clients’ money. Growing up in Hong Kong, which is a top global financial center, Lindy educated herself to become financially literate and investment savvy. She has successfully built her confidence and grown her wealth.

We believe that you and the wealth you are building need our full attention. We serve one client at a time. We are selective in choosing to work with only those who can benefit from our Silicon Valley wealth management services. At Vibrance Wealth Management, we spend a significant amount of time getting to know you and understanding your values, dreams, goals, fears, and challenges. With a deep understanding of your situation, we are able to offer customized solutions and personalized services. Most broker-dealers are about gathering assets and generating commissions. To them, you are just a number and you will not get the attention that you deserve.

Making investment and financial planning decisions can be emotional and scary because no one wants to make mistakes with their hard-earned money. At Vibrance Wealth Management, we believe financial literacy is a skill that you can learn. Over time, you can build your confidence. We help you take your emotions out of your money and we use a systematic process to help you prioritize what is important in your life. We educate you so that you can take the driver's seat in your financial life.